Win Finance Co., Ltd, one of the significant players as initiated in February 2015 to financially assist core distribution business of UMG Group of Companies. Win Finance Co., Ltd provide essential financing for Heavy Equipment sales in the country’s fast developing construction, infrastructure and mining industries. Further growth opportunity for this business segment of UMG group will be extending its services to other customers by providing small business loans and participating in Financial Technology industry such as digital money and payment gateway. Currently Win Finance provide Hire Purchase for all construction equipment, Farm Tractors, Harvesters, Power Generator of all sizes and brands including Volvo Buses, Volvo Cars, Kawasaki and Vespa Motorcycles, UD Trucks and trailers, FMX trailers and tower cranes as well as collateralized small business loans to our clients through UMG network. Winkyat.com is digital financing platform developed and introduced by UMG Idealab Co., Ltd as a subsidiary of Win Finance Co., Ltd. Differentiating itself from others mobile financing platform, Winkyat.com is based on blockchain technology to make sure its security and focuses on digital payment method to make easier for upcoming digital products in Myanmar. Through Winkyat.com, users will be accessible to make payment for mobile top up, bill payment, games credit and flash sales